Calculate the Compound Annual Growth Rate of any investment. Enter the starting value, ending value, and number of years to find the annualised return.
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The starting price or value of your investment.
The ending price or current value of your investment.
The time period between initial and final values.
CAGR smooths out annual fluctuations to give a single annualised growth rate. It answers: "If my investment grew at a steady rate every year, what would that rate be?"
An investment growing from ₹10L to ₹18L in 5 years has a CAGR of 12.47% — even if individual years varied widely.
Compound Annual Growth Rate is the rate at which an investment would have grown if it grew at a steady rate annually. It eliminates volatility to give a single comparable number.
Absolute return is the total percentage change (e.g. 80%). CAGR adjusts for time — 80% over 5 years is 12.47% CAGR. Over 10 years the same 80% is only 6.05% CAGR.
Large-cap equity funds in India have historically delivered 12–15% CAGR over 10+ years. Small-cap funds 15–18%. Debt funds 6–8%.
Yes. If the final value is less than the initial value, CAGR will be negative — indicating the investment lost value on an annualised basis.
Nifty 50 has delivered approximately 12-15% CAGR over long periods. Real estate returns 8-12% CAGR in India. Fixed deposits deliver 6-7%. A CAGR of 12%+ for equity investments over 10+ years is considered strong.