Contents
1. Acceptance of Terms
By accessing or using toolsofhumanity.com ("the Site", "we", "us", "our"), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Site.
These Terms apply to all visitors and users of the Site. We reserve the right to update these Terms at any time. Continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.
2. Use of the Website
Tools of Humanity provides free online calculators for informational and educational purposes. You may use the Site for personal, non-commercial purposes subject to these Terms.
You agree not to:
- Use the Site in any way that violates applicable laws or regulations
- Attempt to gain unauthorised access to any part of the Site or its infrastructure
- Use automated tools, scrapers, or bots to access the Site in a manner that places excessive load on our servers
- Reproduce, duplicate, sell, or resell any part of the Site without our express written permission
- Use the Site to transmit any harmful, offensive, or disruptive content
3. Accuracy of Calculations
The calculators on this Site are designed to provide estimates and general guidance based on the formulas and assumptions programmed into them. While we make every effort to ensure accuracy, all results are for informational purposes only.
Specifically:
- Financial calculators (EMI, tax, investment returns) provide estimates. Actual figures depend on your specific bank terms, applicable tax laws, and market conditions.
- Health calculators (BMI, calories, body fat) provide general reference figures. They are not a substitute for professional medical advice, diagnosis, or treatment.
- Unit converters use standard international conversion factors. Verify critical measurements independently.
- Tax calculators reflect rules in effect at the time of last update. Tax laws change — always consult a qualified tax professional for filing decisions.
We are not responsible for any decisions made based on calculator outputs.
4. Disclaimer of Warranties
The Site and all its calculators are provided "as is" and "as available" without any warranties of any kind, either express or implied.
We do not warrant that:
- The Site will be uninterrupted, error-free, or free of viruses
- The results produced by any calculator are accurate, complete, or suitable for your specific situation
- Any information on the Site is up to date, particularly for calculators involving government rates, tax slabs, or market prices
5. Limitation of Liability
To the fullest extent permitted by applicable law, Tools of Humanity and its operators shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:
- Your use of or inability to use the Site
- Any errors or inaccuracies in calculator results
- Any decisions made in reliance on calculator outputs
- Any interruption or cessation of the Site's availability
This limitation applies regardless of whether such damages were foreseeable or whether we were advised of the possibility of such damages.
6. Intellectual Property
All content on this Site — including calculator logic, design, text, layout, and code — is the property of Tools of Humanity and is protected by applicable copyright and intellectual property laws.
You may not copy, reproduce, distribute, or create derivative works from any part of this Site without our prior written consent. Linking to individual calculator pages for non-commercial purposes is permitted and encouraged.
7. Advertising
This Site may display advertisements served by Google AdSense and other advertising networks. These advertisements are clearly separated from calculator content. We do not control the content of third-party advertisements.
Ad personalisation may use cookies. See our Privacy Policy for details on how advertising cookies work and how to opt out.
8. Third-Party Links
The Site may contain links to third-party websites for reference purposes (such as government tax portals, banking regulators, or medical reference sites). These links are provided for convenience only.
We have no control over the content or availability of third-party sites and accept no responsibility for them. Accessing a third-party link is at your own risk.
9. Changes to These Terms
We may update these Terms of Use from time to time. Changes will be posted on this page with an updated date. We encourage you to review this page periodically. Your continued use of the Site after any changes indicates your acceptance of the new Terms.
10. Contact
If you have any questions about these Terms of Use, please contact us:
- Email: hello@toolsofhumanity.com
- Contact page: toolsofhumanity.com/contact.html