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Gratuity Calculator

Calculate your gratuity entitlement as per the Payment of Gratuity Act 1972. Enter your last drawn salary and years of service for the exact amount.

Currency
Service Details
Last Drawn Monthly Basic + DA₹50,000
₹5,000₹5,00,000
Years of Service10 Years
Yr
5 Yrs (min)50 Yrs
Employment Type
Your Result

Fill in the details and
your result appears here.

Gratuity Amount
Monthly Basic + DA
Years of Service
Gratuity Formula
Tax-Free Limit₹20,00,000
Taxable Amount
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Did You Know?
Negotiate gratuity in CTC
Many companies include gratuity provision (~4.8% of basic) in CTC. This means it's your money — but you only receive it after 5 years. Factor this when comparing job offers.

How to use this calculator

1

Enter last drawn Basic + DA

Use only Basic salary plus Dearness Allowance — not gross salary or CTC.

2

Enter years of service

Minimum 5 years of continuous service required to be eligible for gratuity.

3

Select employment type

Organisations with 10 or more employees are covered under the Gratuity Act.

The formula explained

Two formulas apply depending on coverage under the Gratuity Act:

Covered: Gratuity = (Basic + DA) × 15 × Years ÷ 26
Not Covered: Gratuity = (Basic + DA) × 15 × Years ÷ 30

The divisor 26 represents working days in a month (excluding 4 Sundays). Gratuity is tax-free up to ₹20 lakh for private employees as of FY 2023-24.

Frequently Asked Questions

What is the minimum service for gratuity?

5 years of continuous service. If an employee dies or is disabled, gratuity is paid regardless of service duration.

Is gratuity taxable?

For private sector employees, gratuity up to ₹20 lakh is fully tax-free. Amount above ₹20L is taxable as salary income. Government employees get full exemption.

Is gratuity paid on gross salary?

No. Gratuity is calculated only on Basic Salary + Dearness Allowance (DA). HRA, bonus, and other allowances are excluded.

When is gratuity payable?

On retirement, resignation (after 5 years), death, or disability. It must be paid within 30 days of becoming due.

What is the gratuity formula in India?

Gratuity = (Last drawn salary × 15 × years of service) / 26. Last salary includes basic + DA. Minimum service is 5 years. Maximum tax-free gratuity is Rs 20 lakh.

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