Calculate stamp duty and registration charges on property purchase across Indian states. Rates vary by state, gender, and property type. Updated for 2025.
Fill in the details and
your result appears here.
Stamp duty rates differ significantly — from 4% in Telangana to 9.5% in Madhya Pradesh.
Use the agreement value or circle rate — whichever is higher. The government uses the higher value for stamp duty calculation.
Many states offer lower stamp duty for female or joint (with female) buyers. Select accordingly.
Rates vary by state, buyer gender, and property type. Several states (Maharashtra, Delhi, Rajasthan) offer 1–2% concession for female buyers. Maharashtra caps registration charges at ₹30,000.
Most banks do not finance stamp duty and registration charges in the home loan. You need to pay these from your own funds — typically 7–10% of the property value on top of the down payment.
Stamp duty and registration charges are eligible for deduction under Section 80C up to ₹1.5 lakh, in the year of payment. Claim it in your ITR for the relevant financial year.
The minimum value fixed by the state government for stamp duty calculation. Even if you buy a property at ₹40L in an area where the circle rate says ₹50L, stamp duty will be calculated on ₹50L.
Yes. Stamp duty applies to all property transfers — new as well as resale. The rate is the same regardless of whether it is the first sale or fifth sale of the property.
In most countries, the buyer pays stamp duty. In India, stamp duty ranges from 3-8% depending on the state and property value. Women buyers often get a discount of 1-2%.