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Subscription Cost Calculator

Add all your subscriptions and see exactly what you spend monthly, annually, and over a lifetime. Reveals hidden spending that quietly drains your bank account.

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Frequently Asked Questions
How much does the average person spend on subscriptions?

The average American spends $219 per month on subscriptions — far more than most people estimate. Streaming, software, gym, cloud storage, and apps add up quickly when each seems small individually.

What subscriptions are most commonly forgotten?

Free trials that converted to paid, old app subscriptions on a second email, duplicate services (two music apps), annual subscriptions paid months ago, and family plan slots no one uses.

How do I find all my subscriptions?

Check your bank and credit card statements for recurring charges. Search your email for "subscription", "renewal", "invoice", and "receipt". Check Apple App Store and Google Play Store subscription settings.

Is it worth cancelling unused subscriptions?

Yes. A $15 subscription you barely use costs $180/year, $1,800/decade. Cancelling 3 unused subscriptions at $15 each saves $540/year — which invested at 7% grows to $7,500 in 10 years.

What is subscription fatigue?

Subscription fatigue is the feeling of being overwhelmed by too many recurring charges. Research shows people underestimate their subscription spending by 2-3x. This calculator shows the true picture.

How do I manage subscriptions better?

Audit annually, cancel anything unused for over 60 days, consider annual plans (typically 15-20% cheaper than monthly), share family plans where available, and use a password manager to track all accounts.

What is the most expensive subscription service?

Professional software subscriptions are typically most expensive: Adobe Creative Cloud ($55+/month), Microsoft 365 Business ($12-22/user/month), Salesforce ($25-300+/user/month). Consumer subscriptions are cheaper individually but accumulate.